Is It Wise to Use Maya Easy Credit?

These days, there are so many ways to solve a sudden financial problem. Since there are money lending apps that you can rely on, it's easier to find a way to borrow money. A caveat though, make sure to have a payment plan to avoid more problems due to debt. 

Today, I'd like to share about Maya Easy Credit. It's one of the reliable products of Maya Landers Credit Card. If you have that card, and you installed the Maya app, then you can take advantage of the Maya Easy Credit.

Basically, you need to have an offer of the Maya Easy Credit in your app. Then, you need to follow these main requirements like being within the 21 to 65 years old bracket, must be a Filipino resident, and has an updated Maya account. Make sure to verify your email address for full enjoyment of the app.

Apart from those aforementioned requirements, there are other things that Maya Bank will consider before approval of your application. First, you must maintain a good credit standing. There are institutions that check your credit rating, too. Second, always use your Maya app. As such, you can use their Savings feature from time to time. Third, always pay on time.

Besides, don't forget to remember these things when taking advantage of your Maya Easy Credit offer. First, you need to pay the full amount even if you paid in advance. Second, you need to familiarize your due date. If you Billing End Date is the 25th, for example. you need to pay after 15 days from your Billing End Date. So, in this case, you need to pay on the 10 next month.

For me, it is wise to use Maya Easy Credit when you need urgent cash for important expenses. Just don't forget to take note of the interest rate, which is usually 7% plus other fees.  

Lastly, make sure to study first before taking advantage of the credit. If you study it, you can be educated of its terms and conditions. There are many YouTube videos about the topic, too. I even have my own review on YouTube about Maya Easy Credit. Thank you and happy Thursday!